NILS INsource^®

NILS INsource is a web-based regulatory research tool designed exclusively for insurance compliance professionals. Insurance terminology indexing, line-of-business searching, and compliance-topic and subtopic categories help ensure users get the kind of focused content needed to make research more efficient and compliance more effective.

All research begins with questions, how effectively you find your way to the answers can make all the difference. The answers to your compliance questions are found in state statutes, regulations and advisory publications. However, getting to the answers can be a time consuming and frustrating task, because many states use different words to describe the same concepts. INsource is the only service that adds intelligence to basic text by consistently and thoroughly indexing and subject categorizing every document, to help you overcome state-to-state differences in terminology.

The foundation of a solid compliance program

NILS INsource is the definitive reference relied on by more than 10,000 insurance professionals and insurance departments in all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. NILS INsource goes beyond basic research by providing content unique and critical to the business of insurance. Unlike generalized research tools, NILS INsource focuses exclusively on the needs of insurance compliance professionals. Available in a variety of subscription options, NILS INsource features:

• Insurance-Relevant Content— Eliminate the need for complex source selections when running searches because the database contains only the necessary documents.
• Industry Experts—Support provided by substantial professional insurance regulatory resources, including insurance attorneys, former state regulators, and a variety of industry professionals. NILS INsource exclusive indexing means quick, on-target answers.
• Insurance Terminology Indexing— Overcome the challenge of variations that appear in state specific language, allowing compliance professionals to locate accurate results quickly—delivered through a variety of Search Wizards that provide focused results.

Powerful search tools

You unleash real power when you put INsource's search tools to work. Using the intelligence of NILS INsource indexing and powerful search assists, you can conduct multi-state and multi-book searches instantaneously. The search page dynamically displays more search fields, allowing you to quickly achieve comprehensive, on-target results.

Smarter search results

When documents match your search, INsource displays the results with added intelligence. Your Search Results list presents you with information about each document. So, you can quickly drill down to answers. On the Web, your search results even tells you which state(s) are missing in action. NILS INsource saves you hours of wading through documents you don't need, making your research time more effective.

Supplementary NILS INsource features

• What's New Since - Use this feature to select a date and see a listing of INsource documents that have been changed or added since your specified date! You can limit the listing to the last month, last week, or any date you select.
• Email Notification - Stay informed of important changes to INsource documents with daily email alerts. You select the subjects, jurisdictions and documents that you want to monitor. When INsource documents that meet your criteria are changed or added, you receive an email notification.
• Find More Like This - These features use INsource's intellectual indexing and subject categories to locate similar INsource documents. You can choose to find documents with the same major index terms, the same subject categories, or a combination of both.

NILS INsource also contains INsight, which logs legislative and regulatory proposals - from their introduction through their final disposition. NILS INsource is updated daily to keep you up-to-date.

Additional modules

Additional modules to NILS INsource focus on specific areas of research and provide effective, on-point results quickly.

• Market Conduct Examination for Life and Health Insurers. This add-on module to NILS INsource will help you audit business practices, and plan and respond to market conduct exam activity, while better managing compliance risk.
• NAIC Model Laws - Model Laws provides quick access to every NAIC model law, regulation and guideline ever published. It includes more than 4,000 pages of important regulatory information touching on virtually every facet of the insurance business. In addition to the laws themselves, a legislative history tells why the model was adopted and why certain provisions were included. State action pages for each model cite, each state's enacted model or similar or related legislation, whether pending or when adopted. Case law annotations present court interpretations on major subjects covered by the NAIC model laws. As new model laws are adopted, the update service provides them, along with any changes or revisions to existing models. State pages are also updated through the service and are published quarterly following the NAIC national meetings. Legislative history and case history are available on selected models.

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